When it comes to securing your family's future and meeting your financial goals, choosing the right life insurance plan is crucial. One of the most popular and trusted plans in India today is the HDFC Life Click 2 Achieve. This plan is designed to provide comprehensive protection along with attractive returns, making it a perfect blend of insurance and investment.
In this blog, we’ll explore the HDFC Life Click 2 Achieve plan details, benefits, and why it stands out among other HDFC Life insurance plans. We’ll also answer common questions to help you make an informed decision.
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Trusted HDFC Life Click 2 Achieve Save Big & Secure Your Family |
Complete Overview of HDFC Life Click 2 Achieve
HDFC Life Click 2 Achieve is a unit-linked insurance plan (ULIP) that combines
investment and insurance under one roof. This plan offers market-linked returns
with the added security of life cover, helping policyholders achieve long-term
financial goals such as buying a house, children’s education, or retirement
planning.
The plan is highly flexible,
allowing you to choose from various fund options and premium payment terms.
It’s designed to help you click to achieve your financial dreams with
ease.
6 Best Features of HDFC Life Click 2 Achieve in India
- Flexible Premium Payment Options: Pay premiums regularly or opt for limited premium
payment terms.
- Choice of Funds:
Invest in equity, debt, or balanced funds based on your risk appetite.
- Life Cover:
Provides financial security to your family with a sum assured.
- Partial Withdrawals:
Allowed after the lock-in period to meet urgent needs.
- Tax Benefits:
Premiums paid and maturity proceeds are eligible for tax benefits as per
prevailing laws.
- Fund Switching:
Option to switch funds without additional charges to maximize returns.
HDFC Life Click 2 Achieve Plan Details
|
Parameter |
Details |
|
Policy Type |
Unit Linked Insurance Plan (ULIP) |
|
Premium Payment Terms |
Regular Pay / Limited Pay |
|
Policy Term |
10 to 35 years |
|
Sum Assured |
Minimum 10x annualized premium |
|
Fund Options |
Equity, Debt, Balanced |
|
Minimum Premium |
₹15,000 per annum |
|
Partial Withdrawals |
Allowed after 5 years |
|
Tax Benefits |
Under Section 80C and Section
10(10D) |
4 Reasons to Choose HDFC Life Click 2 Achieve in 2025
- Reliable Brand:
HDFC Life is one of the most trusted insurance companies in India.
- Investment Growth Potential: ULIP plans like Click 2 Achieve provide exposure to
market growth.
- Flexible and Transparent: Easy to understand with clear policy details.
- Goal-Based Planning:
Helps you plan for multiple goals through flexible investment options.
Frequently Asked Questions (FAQs)
1. What is the minimum age to buy HDFC Life Click 2 Achieve?
The minimum entry age is 18 years,
and the maximum maturity age is 65 years.
2. Can I change my investment fund during the policy tenure?
Yes, the plan offers fund switching
options without additional charges.
3. What happens if I miss a premium payment?
There is a grace period of 30 days
for premium payment. If premiums are not paid, the policy may lapse or continue
under the surrender value depending on the policy terms.
4. Is HDFC Life Click 2 Achieve eligible for tax benefits?
Yes, premiums paid are eligible for
deduction under Section 80C, and maturity benefits are exempt under Section
10(10D) of the Income Tax Act.
5. Can I withdraw money before the policy matures?
Partial withdrawals are allowed
after the completion of 5 years from the policy start date.
Final Thoughts
The HDFC Life Click 2 Achieve
plan is an excellent choice for anyone looking to combine insurance protection
with wealth creation. Its flexibility, variety of fund options, and trusted
brand reputation make it one of the best HDFC Life insurance policies in
India.
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